Planning for Medicare

What will happen to you when you need long-term care? Are you in a financial position to afford the expense?

Very few have enough assets to cover extended nursing home stays, particularly in California, where monthly care costs can easily exceed $10,000.

At that rate, even those with sizable estates should consider all available...

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When is it Too Late to Protect Assets for Medicaid or Public Benefits?

Affordability of long-term care is a common worry among seniors. Fortunately in California, Medicaid and public benefits are available to help cover costs. However, the rules governing public funds generally require individuals to surrender nearly all personal assets before receiving assistance. For those who have worked hard to build a financial legacy, that...

When is it Too Late to Protect Assets for Medicaid or Public Benefits? Continue reading…